©2019 by Insight Catastrophe Group.

Legal Disclaimers

Insight Catastrophe Solutions Legal Disclaimer This report and the analyses, metrics and outcomes contained within, are based on data compiled by cxRisk Online using the proprietary Detailed Loss Module analysis of Risk Management Solutions (RMS) and subject to the Terms and Conditions, Blanket License Agreement, Online Subscription Agreement, and End User License Agreement entered into between Insight Catastrophe Solutions, LLC (ICS) and the entity designating the Licensed User (collectively, the “Agreements”), as well as the terms of the separate RMS End User License Agreement and Notice. The correctness and accuracy of the output and predictions depends largely on the accuracy and quality of the data input by the Licensed User. This information is confidential and may not be shared with any third party without the prior written consent of both ICS and RMS. Furthermore, this information may only be used under the specific terms specified in the Agreements with ICS and for no other purpose and may not be used, under any circumstances, to support the development or calibration of a new or existing product or service offering that competes with the cxRisk Online or cxRisk product. The information in this report may not be used as part of or as a source for any insurance rate filing documentation. THIS INFORMATION IS PROVIDED "AS IS", AND INSIGHT CATASTROPHE SOLUCTIONS LLC DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THE INFORMATION PROVIDED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL ICS BE LIABLE FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM ANY USE OF THIS INFORMATION. THE INFORMATION CONTAINED IN THE REPORT IS NOT INTENDED TO BE USED TO DETERMINE APPROPRIATE LEVELS OF INSURANCE COVERAGE AND SHOULD ONLY BE USED FOR REFERENCE BY THE AUTHORIZED USER IN ACCORDANCE WITH THE TERMS OF THE AGREEMENTS. PLEASE CONSULT YOUR INSURANCE AGENT OR BROKER.

 

RMS Legal Disclaimer This report and the analyses, models and predictions contained within, are based on data compiled by Insight Catastrophe Solutions LLC using the RMS™ proprietary systems. The technology and data used in providing this information is based on the scientific data, mathematical and empirical models, and encoded experience of earthquake engineers, wind engineers, structural engineers, geologists, seismologists, meteorologists and geotechnical specialists. As with any model of complex physical systems, particularly those with low frequencies of occurrence and potentially high severity outcomes, the actual losses from catastrophic events may differ from the results of simulation analyses. Furthermore, the accuracy of predictions depends largely on the accuracy and quality of the data input by the user. This information is confidential and may not be shared with any third party without the prior written consent of both Insight Catastrophe Solutions LLC and Risk Management Solutions, Inc. Furthermore, this information may only be used for the specific business application specified by Insight Catastrophe Solutions LLC and for no other purpose and may not be used, under any circumstances, to support the development or calibration of a new or existing product or service offering that competes with Risk Management Solutions, Inc. The information in this report may not be used as part of or as a source for any insurance rate filing documentation. THIS INFORMATION IS PROVIDED “AS IS”, AND RISK MANAGEMENT SOLUTIONS, INC. DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THE INFORMATION, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL RISK MANAGEMENT SOLUTIONS, INC. BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM ANY USE OF THIS INFORMATION.